Skilled trades work involves daily exposure to physical risks — working at heights, handling electrical systems, operating heavy equipment, and working in tight or hazardous spaces. A workplace injury, property damage claim, or equipment loss can have serious financial consequences for a small trade business.
SKILLED TRADES · WICHITA, KS
Insurance for Skilled Trades in Wichita, KS
Skilled Trades Electricians, plumbers, HVAC technicians, roofers, and other skilled tradespeople face real risks every day on the job. Jeremy Johnson Agency helps Wichita tradespeople find the right coverage to protect their business and their livelihood.
Protecting Wichita's Skilled Tradespeople
Jeremy works with electricians, plumbers, HVAC contractors, roofers, painters, carpenters, welders, and other skilled tradespeople across the Wichita area to find insurance programs that match their specific trade, business size, and risk profile.
Wichita's construction and home services market keeps skilled tradespeople busy year-round. Whether you're a solo operator or running a crew, Jeremy can help you get properly insured and meet the certificate requirements that clients and general contractors demand.
Coverage Solutions for Skilled Tradespeople
General Liability Insurance
Covers third-party bodily injury and property damage claims arising from your trade work — essential for any tradesperson working in clients' homes or businesses.
Workers' Compensation
Covers your employees' medical expenses and lost wages if they're injured on the job. Required for most Kansas employers with employees.
Business Owner's Policy (BOP)
Bundles general liability and commercial property coverage into one affordable package — ideal for small trade businesses.
Commercial Auto Insurance
Covers your work vehicles — service vans, trucks, and trailers — for business use, including liability and physical damage coverage.
Tools & Equipment Coverage
Protects your tools and equipment against theft, damage, and loss — whether they're in your vehicle, at a job site, or in your shop.
Professional Liability
For tradespeople who provide design or consulting services alongside their trade work, professional liability covers claims of faulty advice or specifications.
A Wichita Agent Who Knows Your Industry
Jeremy Johnson is an independent agent — not tied to any single carrier. He shops multiple insurance companies to find the coverage that fits your industry's specific risks at a price that makes sense for your business.
Independent agent — we compare options from multiple carriers to find the right coverage for your specific trade. We understand the unique risks of different trades — electrical, plumbing, HVAC, roofing, and more. We help you get certificates of insurance quickly to meet client and GC requirements. Affordable options for solo operators and small crews alike. Local and accessible — Jeremy is right here in Wichita and understands the local market.
Common Questions
Frequently Asked Questions
What insurance do I need as an electrician or plumber in Kansas?
Requirements depend on Kansas law, contracts, lenders, licensing rules, employees, and the work being performed. Jeremy can review your situation and confirm the coverage that applies.
Do I need insurance as a solo tradesperson?
Requirements depend on Kansas law, contracts, lenders, licensing rules, employees, and the work being performed. Jeremy can review your situation and confirm the coverage that applies.
Does my personal auto insurance cover my work van?
Coverage depends on the policy wording, limits, deductibles, endorsements, and facts of the claim. Jeremy can review the policy with you and identify any important gaps before a loss occurs.
What is tools and equipment coverage?
Coverage depends on the policy wording, limits, deductibles, endorsements, and facts of the claim. Jeremy can review the policy with you and identify any important gaps before a loss occurs.
How much does trade business insurance cost in Kansas?
Cost depends on the specific risk, coverage limits, deductibles, history, location, and carrier. As an independent agency, Jeremy can compare multiple options and show you what is driving the price.
Let’s Review Your Coverage Together
No obligation. No pressure. Just an honest conversation about protecting what matters most.